"Nothing is more valuable than the time, appearance, and feelings of our guests" says Nicole Cober, owner of this upscale day spa and salon. Nicole, an attorney in training, saw an opportunity to fill a market niche - upscale spa and salon services for professional African American women. With that in mind, she purchased a building near Howard University in Washington, D.C. and made extensive renovations to accommodate a full range of services including vichy showers, massage facilities, facial, nail and hair services as well as an attractive lobby area for guests to relax. Nicole found the 504 program extremely beneficial. "Financing for a new business is generally harder to find, and the 504 program, with its low down payment and excellent terms made the project happen. Business Finance Group made it easy."

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